/* ============================================
   Millennium Insurance — Local Agency Theme
   Approachable, traditional, Clarksville-focused
   ============================================ */

:root {
  --green-950: #1a3d2e;
  --green-900: #1f4d38;
  --green-800: #2a5c44;
  --green-700: #357052;
  --green-600: #3d805c;
  --gold-300: #f2e4a8;
  --gold-400: #e6c84a;
  --gold-500: #c9a227;
  --gold-600: #a8861f;
  --ink: #2b2b2b;
  --ink-muted: #5c5c5c;
  --cream: #f7f5ef;
  --cream-dim: #ece8de;
  --white: #ffffff;
  --border: #d4cfc3;
  --border-dark: #b8b0a0;
  --text-on-dark: #ffffff;
  --text-muted-on-dark: #dce8e0;
  --radius: 6px;
  --radius-lg: 8px;
  --shadow: 0 2px 8px rgba(31, 77, 56, 0.1);
  --shadow-md: 0 4px 14px rgba(31, 77, 56, 0.14);
  --font-head: "Montserrat", "Arial Black", Arial, sans-serif;
  --font-body: "Open Sans", Arial, Helvetica, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.65;
  font-size: 16px;
}

img, svg { display: block; max-width: 100%; }

[hidden] { display: none !important; }

a { color: inherit; }

.container {
  width: min(1140px, 94%);
  margin: 0 auto;
}

/* ---------- Language toggle ---------- */
.lang-btn {
  font: inherit;
  font-weight: 700;
  font-size: 0.82rem;
  color: var(--green-900);
  background: var(--white);
  border: 2px solid var(--green-700);
  border-radius: var(--radius);
  padding: 0.35rem 0.85rem;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}
.lang-btn:hover {
  background: var(--green-900);
  color: var(--white);
}

/* ---------- Header / Nav ---------- */
.site-header {
  background: var(--white);
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 3px solid var(--green-800);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.06);
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.85rem 0;
  gap: 1.5rem;
  position: relative;
}
.brand-group {
  display: flex;
  align-items: center;
  gap: 1rem;
  min-width: 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  color: var(--green-900);
}
.brand-mark {
  width: 46px;
  height: 46px;
  flex: none;
}
.brand-name {
  font-family: var(--font-head);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--green-900);
  line-height: 1.15;
}
.brand-name span { color: var(--gold-600); }
.brand-tag {
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--ink-muted);
}

.main-nav { display: flex; align-items: center; gap: 1.25rem; }
.main-nav a {
  color: var(--ink);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 600;
  padding: 0.4rem 0;
}
.main-nav a:hover,
.main-nav a.active {
  color: var(--green-800);
  text-decoration: underline;
  text-underline-offset: 4px;
}
.main-nav .btn {
  margin-left: 0.25rem;
}

/* ---------- Landing hero (homepage) ---------- */
.landing-hero {
  background: var(--green-900);
  color: var(--text-on-dark);
  padding: 2.75rem 0 3.25rem;
  border-bottom: 4px solid var(--gold-500);
}
.landing-hero .container {
  width: min(1180px, 92%);
}
.landing-hero-contact {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.65rem 1.75rem;
  margin-bottom: 1.35rem;
  padding-bottom: 1.15rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
}
.landing-hero-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  color: var(--white);
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  line-height: 1.3;
}
.landing-hero-contact-link:hover {
  color: var(--gold-300);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.landing-hero-contact-link svg {
  width: 1rem;
  height: 1rem;
  flex: none;
  color: var(--gold-400);
}
.landing-hero-contact-phone {
  color: var(--gold-300);
}
.landing-hero-contact-phone:hover {
  color: var(--gold-400);
}
.landing-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, 0.92fr);
  gap: 2.75rem 3rem;
  align-items: start;
}
.landing-hero-copy {
  display: flex;
  flex-direction: column;
  gap: 0;
  min-width: 0;
}
.landing-headline {
  display: grid;
  gap: 0.2rem;
  margin-bottom: 0.85rem;
}
.landing-headline-line {
  display: block;
  font-family: var(--font-head);
  font-size: clamp(1.85rem, 3.4vw, 2.65rem);
  font-weight: 700;
  line-height: 1.15;
  color: var(--white);
}
.landing-headline-gold {
  color: var(--gold-400);
}
.landing-lede {
  max-width: 34rem;
  font-size: 1.02rem;
  line-height: 1.55;
  color: var(--text-muted-on-dark);
  margin-bottom: 1.35rem;
}
.landing-photo-card {
  position: relative;
  width: 100%;
  max-width: 650px;
  margin: 0 0 1.1rem;
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.14);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.22);
  background: var(--green-950);
}
.landing-office-photo {
  display: block;
  width: 100%;
  height: clamp(220px, 28vw, 320px);
  object-fit: cover;
  object-position: center 42%;
}
.landing-photo-label {
  position: absolute;
  left: 0.85rem;
  bottom: 0.85rem;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  margin: 0;
  padding: 0.35rem 0.7rem;
  border-radius: 999px;
  background: var(--gold-500);
  color: var(--green-950);
  font-family: var(--font-head);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  line-height: 1;
}
.landing-photo-label svg {
  width: 0.85rem;
  height: 0.85rem;
  flex: none;
}
.landing-coverage-line {
  font-family: var(--font-head);
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-400);
  margin-bottom: 1.15rem;
}
.landing-benefits {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  column-gap: 2rem;
  row-gap: 0.95rem;
  margin-bottom: 1.5rem;
  max-width: 650px;
}
.landing-benefits li {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1.3;
}
.landing-benefit-icon {
  flex: none;
  width: 2rem;
  height: 2rem;
  border: 1.5px solid var(--gold-400);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
}
.landing-benefit-icon svg {
  display: block;
  width: 1rem;
  height: 1rem;
}
.landing-trust {
  display: flex;
  align-items: stretch;
  max-width: 650px;
  padding-top: 1.15rem;
  border-top: 1px solid rgba(255, 255, 255, 0.22);
}
.landing-trust > div {
  flex: 1;
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1.35;
}
.landing-trust > div:first-child {
  padding-right: 1.75rem;
}
.landing-trust > div + div {
  padding-left: 1.75rem;
  border-left: 1px solid rgba(255, 255, 255, 0.22);
}
.landing-trust strong {
  display: block;
  font-family: var(--font-head);
  font-size: 1.85rem;
  font-weight: 700;
  color: var(--gold-400);
  line-height: 1;
  margin-bottom: 0.35rem;
}
.landing-trust span {
  color: var(--white);
  font-weight: 600;
}
.landing-quote-form {
  margin: 0;
  align-self: start;
  border: 1px solid rgba(31, 77, 56, 0.1);
  border-radius: 12px;
  border-top: 1px solid rgba(31, 77, 56, 0.1);
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.14);
  padding: 2rem 1.85rem 1.65rem;
  gap: 0.85rem;
}
.landing-quote-form h3 {
  text-align: center;
  font-size: 1.35rem;
  margin-bottom: 0.15rem;
}
.landing-quote-form .btn-gold {
  margin-top: 0.15rem;
  padding: 0.9rem 1rem;
  font-size: 1rem;
}
.landing-phone-cta {
  text-align: center;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--green-900);
  margin-top: 0.35rem;
  padding-top: 0.15rem;
}
.landing-phone-cta a {
  color: var(--green-800);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.landing-phone-cta a:hover {
  color: var(--gold-600);
}
.btn-block {
  width: 100%;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 0.8rem 1.6rem;
  border-radius: var(--radius);
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  text-align: center;
  cursor: pointer;
  border: 2px solid transparent;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.btn:hover {
  text-decoration: none;
}
.btn-gold {
  background: var(--gold-500);
  color: var(--green-950);
  border-color: var(--gold-600);
}
.btn-gold:hover {
  background: var(--gold-400);
  color: var(--green-950);
}
.btn-outline {
  border-color: var(--green-700);
  color: var(--green-800);
  background: var(--white);
}
.btn-outline:hover {
  background: var(--green-800);
  color: var(--white);
}
.btn-dark {
  background: var(--green-900);
  color: var(--white);
  border-color: var(--green-950);
}

.nav-toggle {
  display: none;
  background: var(--green-800);
  border: 0;
  border-radius: var(--radius);
  color: var(--white);
  font-size: 1.4rem;
  padding: 0.25rem 0.55rem;
  cursor: pointer;
}

/* ---------- Hero (homepage) ---------- */
.hero {
  background:
    radial-gradient(1200px 500px at 85% -10%, rgba(201, 162, 39, 0.15), transparent 60%),
    linear-gradient(160deg, var(--green-900) 0%, var(--green-950) 70%);
  color: var(--text-on-dark);
  padding: 3rem 0 3.5rem;
  border-bottom: 4px solid var(--gold-500);
}
.hero .container {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  grid-template-areas:
    "title art"
    "lede art"
    "cta art"
    "espanol art";
  gap: 2.5rem;
  align-items: center;
}
.hero h1 { grid-area: title; }
.hero p.lede { grid-area: lede; }
.hero-ctas { grid-area: cta; }
.hero-art-wrap {
  grid-area: art;
  display: flex;
  justify-content: center;
  align-items: center;
}
.hero-espanol { grid-area: espanol; }
.hero-art {
  width: 100%;
  max-width: 340px;
  height: auto;
  filter: drop-shadow(0 24px 40px rgba(0, 0, 0, 0.35));
}
.hero h1 {
  font-family: var(--font-head);
  font-size: clamp(1.85rem, 3.8vw, 2.65rem);
  line-height: 1.2;
  color: var(--white);
  margin-bottom: 1rem;
  font-weight: 700;
}
.hero h1 em {
  font-style: normal;
  color: var(--gold-400);
}
.hero p.lede {
  font-size: 1.05rem;
  color: var(--text-muted-on-dark);
  max-width: 52ch;
  margin-bottom: 1.5rem;
}
.hero-ctas {
  display: flex;
  gap: 0.85rem;
  flex-wrap: wrap;
}
.hero-ctas .btn {
  min-width: 12rem;
  padding: 0.95rem 1.75rem;
  font-size: 1rem;
}
.hero-espanol {
  margin-top: 1.25rem;
  color: var(--gold-300);
  font-weight: 700;
  font-size: 0.95rem;
}

/* ---------- Page hero (interior pages) ---------- */
.page-hero {
  background: var(--green-800);
  color: var(--text-on-dark);
  padding: 2.25rem 0 2rem;
  border-bottom: 4px solid var(--gold-500);
}
.page-hero h1 {
  font-family: var(--font-head);
  font-size: clamp(1.75rem, 3.5vw, 2.35rem);
  color: var(--white);
  font-weight: 700;
}
.page-hero .crumbs {
  font-size: 0.88rem;
  color: var(--text-muted-on-dark);
  margin-bottom: 0.65rem;
}
.page-hero .crumbs a {
  color: var(--gold-300);
  text-decoration: underline;
}
.page-hero p {
  margin-top: 0.75rem;
  color: var(--text-muted-on-dark);
  max-width: 62ch;
  font-size: 1.02rem;
}
.page-hero .hero-espanol {
  color: var(--gold-300);
}
.page-hero .hero-ctas {
  margin-top: 1.5rem;
}

/* ---------- Sections ---------- */
section {
  padding: 3rem 0;
  background: var(--white);
  border-bottom: 1px solid var(--border);
}
.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 2rem;
}
.section-head .kicker {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--green-700);
  margin-bottom: 0.4rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.section-head h2 {
  font-family: var(--font-head);
  font-size: clamp(1.55rem, 2.8vw, 2rem);
  color: var(--green-900);
  font-weight: 700;
  line-height: 1.25;
}
.section-head p {
  color: var(--ink-muted);
  margin-top: 0.65rem;
  font-size: 1rem;
}

.on-dark .section-head .kicker { color: var(--gold-300); }
.on-dark .section-head h2 { color: var(--white); }
.on-dark .section-head p { color: var(--text-muted-on-dark); }

/* ---------- Cards grid ---------- */
.cards {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 1.25rem;
}
.cards-featured {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  max-width: 1040px;
  margin: 0 auto;
  gap: 1.25rem;
}
.cards-featured .card {
  padding: 1.5rem 1.35rem;
  min-height: 220px;
}
.cards-featured .card h3 {
  font-size: 1.15rem;
}
.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.4rem 1.25rem;
  border: 2px solid var(--border);
  box-shadow: var(--shadow);
  text-decoration: none;
  color: var(--ink);
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.card:hover {
  border-color: var(--green-700);
  box-shadow: var(--shadow-md);
  text-decoration: none;
}
.card .card-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius);
  background: var(--green-800);
  display: grid;
  place-items: center;
  color: var(--gold-400);
  font-size: 1.35rem;
}
.card h3 {
  font-family: var(--font-head);
  font-size: 1.08rem;
  color: var(--green-900);
  font-weight: 700;
}
.card p {
  font-size: 0.92rem;
  color: var(--ink-muted);
  flex: 1;
  line-height: 1.55;
}
.card .card-link {
  display: inline-block;
  align-self: flex-start;
  font-family: var(--font-head);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--white);
  background: var(--green-700);
  border: 2px solid var(--green-800);
  padding: 0.45rem 0.85rem;
  border-radius: var(--radius);
  margin-top: 0.25rem;
}
.card:hover .card-link {
  background: var(--green-900);
}
.card .badge {
  display: inline-block;
  align-self: flex-start;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--green-900);
  background: var(--gold-300);
  border: 1px solid var(--gold-500);
  padding: 0.2rem 0.55rem;
  border-radius: var(--radius);
}

/* ---------- Interactive graphic ---------- */
.interactive-section {
  background: var(--cream-dim);
  border-top: 3px solid var(--green-800);
  border-bottom: 3px solid var(--green-800);
}
.interactive-section.on-dark {
  background: var(--cream-dim);
}
.interactive-section .section-head .kicker {
  color: var(--green-700);
}
.interactive-section .section-head h2 {
  color: var(--green-900);
}
.interactive-section .section-head p {
  color: var(--ink-muted);
}
.interactive-wrap {
  display: grid;
  grid-template-columns: 1.35fr 1fr;
  gap: 2rem;
  align-items: start;
}
.scene-frame {
  background: var(--white);
  border: 2px solid var(--border-dark);
  border-radius: var(--radius-lg);
  padding: 0.75rem;
  box-shadow: var(--shadow);
}
.scene-frame svg { width: 100%; height: auto; }

.hotspot { cursor: pointer; }
.hotspot .pulse {
  fill: var(--gold-500);
  opacity: 1;
  transform-origin: center;
  transform-box: fill-box;
  animation: pulse 2.5s ease-in-out infinite;
}
.hotspot .ring {
  fill: none;
  stroke: var(--green-900);
  stroke-width: 2;
  opacity: 0.7;
}
.hotspot text {
  fill: var(--white);
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 700;
  pointer-events: none;
}
.hotspot:hover .pulse, .hotspot.active .pulse { fill: var(--gold-400); }
.hotspot.active .ring { opacity: 1; stroke-width: 3; }

@keyframes pulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.1); }
}

.coverage-panel {
  background: var(--white);
  border: 2px solid var(--green-800);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  color: var(--ink);
  position: sticky;
  top: 90px;
  box-shadow: var(--shadow-md);
}
.coverage-panel .panel-kicker {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--green-700);
  margin-bottom: 0.35rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.coverage-panel h3 {
  font-family: var(--font-head);
  font-size: 1.35rem;
  color: var(--green-900);
  margin-bottom: 0.65rem;
  font-weight: 700;
}
.coverage-panel p { color: var(--ink-muted); font-size: 0.95rem; }
.coverage-panel ul {
  margin: 0.85rem 0 1.2rem;
  padding-left: 1.25rem;
  color: var(--ink-muted);
  font-size: 0.92rem;
  display: grid;
  gap: 0.35rem;
}
.coverage-panel li::marker { color: var(--green-700); }
.panel-hint {
  font-size: 0.85rem;
  color: var(--green-700);
  margin-top: 0.85rem;
  font-style: italic;
}

/* ---------- Quote / steps ---------- */
.quote-section {
  background: var(--cream);
  border-top: 3px solid var(--gold-500);
}
.quote-section .section-head {
  text-align: left;
  margin: 0 0 0.5rem;
}
.quote-section p[data-i18n="quote.visit"] {
  margin-top: 1.6rem;
  color: var(--ink-muted);
}
.quote-section p[data-i18n="quote.visit"] a {
  color: var(--green-800);
  font-weight: 700;
}
.quote-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 2.5rem;
  align-items: start;
}
.steps { display: grid; gap: 1.1rem; margin-top: 1.25rem; }
.step {
  display: flex;
  gap: 0.85rem;
  align-items: flex-start;
  background: var(--white);
  border: 2px solid var(--border);
  border-radius: var(--radius);
  padding: 0.85rem 1rem;
}
.step-num {
  flex: none;
  width: 36px;
  height: 36px;
  border-radius: var(--radius);
  background: var(--green-800);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 700;
  font-family: var(--font-head);
  font-size: 0.95rem;
}
.step h4 {
  color: var(--green-900);
  font-size: 1rem;
  font-family: var(--font-head);
  font-weight: 700;
}
.step p { font-size: 0.9rem; color: var(--ink-muted); }

.quote-form {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 2px solid var(--border-dark);
  border-top: 5px solid var(--green-800);
  padding: 1.75rem;
  box-shadow: var(--shadow-md);
  display: grid;
  gap: 0.9rem;
}
.quote-form h3 {
  font-family: var(--font-head);
  color: var(--green-900);
  font-size: 1.3rem;
  font-weight: 700;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.85rem; }
.quote-form label {
  display: grid;
  gap: 0.3rem;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--green-900);
}
.quote-form input, .quote-form select, .quote-form textarea {
  font: inherit;
  padding: 0.65rem 0.75rem;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
}
.quote-form input:focus, .quote-form select:focus, .quote-form textarea:focus {
  outline: none;
  border-color: var(--green-700);
  box-shadow: 0 0 0 3px rgba(53, 112, 82, 0.15);
}
.sms-consent {
  font-size: 0.72rem;
  font-style: italic;
  color: var(--ink-muted);
  line-height: 1.45;
  margin-top: 0.65rem;
}
.sms-consent a {
  color: var(--green-800);
  font-weight: 600;
}
.form-note { font-size: 0.78rem; color: var(--ink-muted); }
.form-status {
  font-size: 0.92rem;
  font-weight: 600;
  padding: 0.7rem 1rem;
  border-radius: var(--radius);
}
.form-status.is-success {
  color: var(--green-900);
  background: #e8f3ec;
  border: 2px solid var(--green-600);
}
.form-status.is-error {
  color: #7a2e2e;
  background: #fdeaea;
  border: 2px solid #c96a6a;
}

/* ---------- Stats band ---------- */
.stats-band {
  background: var(--green-800);
  color: var(--white);
  padding: 2.25rem 0;
  border-bottom: none;
}
.stats-band .container {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1.5rem;
  text-align: center;
}
.stat-num {
  font-family: var(--font-head);
  font-size: 2.1rem;
  color: var(--gold-400);
  font-weight: 700;
}
.stat-label {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted-on-dark);
  margin-top: 0.2rem;
}

/* ---------- CTA banner ---------- */
.cta-banner {
  background: var(--green-900);
  color: var(--white);
  text-align: center;
  padding: 2.75rem 0;
  border-bottom: none;
}
.cta-banner h2 {
  font-family: var(--font-head);
  font-size: clamp(1.45rem, 2.8vw, 2rem);
  max-width: 32ch;
  margin: 0 auto 1.4rem;
  font-weight: 700;
  line-height: 1.3;
}
.cta-banner h2 em {
  font-style: normal;
  color: var(--gold-400);
}
.cta-banner .btn-gold {
  background: var(--gold-500);
  color: var(--green-950);
  border-color: var(--gold-600);
  font-size: 1rem;
  padding: 0.9rem 2rem;
}
.cta-banner .btn-gold:hover {
  background: var(--gold-400);
  color: var(--green-950);
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--green-950);
  color: var(--text-muted-on-dark);
  padding: 2.75rem 0 1.25rem;
  border-top: 4px solid var(--gold-500);
  font-size: 0.92rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2rem;
}
.site-footer h4 {
  color: var(--gold-400);
  font-size: 0.88rem;
  font-family: var(--font-head);
  font-weight: 700;
  margin-bottom: 0.75rem;
}
.site-footer ul { list-style: none; display: grid; gap: 0.4rem; }
.site-footer a {
  color: var(--text-muted-on-dark);
  text-decoration: none;
}
.site-footer a:hover {
  color: var(--white);
  text-decoration: underline;
}
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 1.1rem;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  font-size: 0.82rem;
}

/* ---------- Legal pages ---------- */
.legal-section {
  background: var(--white);
  border-bottom: none;
}
.legal-content {
  max-width: 760px;
  padding-bottom: 1rem;
}
.legal-intro {
  font-size: 1.02rem;
  color: var(--ink-muted);
  margin-bottom: 2rem;
  line-height: 1.65;
}
.legal-content h2 {
  font-family: var(--font-head);
  font-size: 1.2rem;
  color: var(--green-900);
  margin: 2rem 0 0.75rem;
  font-weight: 700;
}
.legal-content p,
.legal-content li {
  color: var(--ink-muted);
  margin-bottom: 0.85rem;
  line-height: 1.65;
}
.legal-content ul {
  margin: 0 0 1rem 1.25rem;
}
.legal-content a {
  color: var(--green-800);
  font-weight: 600;
}
.legal-content strong {
  color: var(--ink);
}

/* ---------- Scroll animations (subtle) ---------- */
@media (prefers-reduced-motion: reduce) {
  [data-aos] {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
}

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .hero .container, .interactive-wrap, .quote-grid, .landing-hero-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .landing-benefits {
    grid-template-columns: 1fr 1fr;
    column-gap: 1.25rem;
    max-width: none;
  }
  .landing-photo-card,
  .landing-trust {
    max-width: none;
  }
  .landing-trust > div + div {
    padding-left: 1.25rem;
  }
  .hero .container {
    grid-template-areas:
      "title"
      "lede"
      "cta"
      "art"
      "espanol";
  }
  .cards-featured {
    grid-template-columns: 1fr;
    max-width: 440px;
  }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 1rem 5%;
    gap: 0.75rem;
    border-bottom: 3px solid var(--green-800);
    box-shadow: var(--shadow-md);
  }
  .main-nav.open { display: flex; }
  .main-nav .btn { width: 100%; }
  .nav-toggle { display: block; }
  .coverage-panel { position: static; }
}
@media (max-width: 560px) {
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .landing-benefits {
    grid-template-columns: 1fr;
  }
  .landing-trust > div:first-child {
    padding-right: 1rem;
  }
  .landing-trust > div + div {
    padding-left: 1rem;
  }
}
@media (max-width: 640px) {
  .brand-tag { display: none; }
  .brand-name { font-size: 1.05rem; white-space: nowrap; }
  .brand-mark { width: 38px; height: 38px; }
  .brand-group { gap: 0.65rem; }
  .lang-btn { font-size: 0.75rem; padding: 0.3rem 0.65rem; }
}